Wawanesa Insurance was established as a farmers' mutual insurance carrier in 1896 in Wawanesa, Manitoba under the laws of Canada and was subsequently incorporated by an Act of Parliament on May 1, 1929. The United States Branch was established under the laws of California on May 23, 1974. The U.S. Company is headquartered in San Diego, California. Wawanesa Insurance is currently licensed to write automobile insurance in the states of California and Oregon. The company provides homeowners insurance to customers in the state of California. The U.S. operation is a wholly owned subsidiary of the Wawanesa Mutual Insurance Company of Canada, one of the leading insurance carriers in Canada.